…Forward Looking Statements
   This presentation contains “forward-looking statements” within the meaning of
Section 27A of the Securities Act of 1933, as amended, and Section 23E of the
Securities Exchange Act of 1934, as amended.  All statements other than
statements of historical facts included in this presentation, are forward-looking
statements regarding the Company=s business strategy, plans, objectives and
beliefs of management for future operations.   Although the Company believes the
expectations and beliefs reflected in forward-looking statements included in this
presentation are reasonable, it can give no assurance that such expectations will
prove to have been correct.  Forward-looking statements are not guarantees of
future performance and actual results, developments and business decisions may
differ from those envisioned by such forward-looking statements.