…Forward Looking Statements
   This presentation contains “forward-looking statements” within the meaning
of Section 27A of the Securities Act of 1933, as amended, and Section 23E of
the Securities Exchange Act of 1934, as amended.  All statements other than
statements of historical facts included in this presentation, are forward-looking
statements regarding the Company=s business strategy, plans, objectives and
beliefs of management for future operations.   Although the Company believes
the expectations and beliefs reflected in forward-looking statements included
in this presentation are reasonable, it can give no assurance that such
expectations will prove to have been correct.  Forward-looking statements are
not guarantees of future performance and actual results, developments and
business decisions may differ from those envisioned by such forward-looking
statements.